Landlord Insurance

Real estate investments in Georgia can be lucrative. However, like all business ventures, rental investments need to be properly insured. Yess First, an independent insurance agency located in Baxley Georgia, works with property owners to provide affordable, effective insurance policies. We partner with an extensive network of insurance carriers so we can shop around for you, and as an independent agency, we work for you, not for some big, national chain.

Landlord Liability Insurance
As a landlord, you face a number of unique liability risks. In order to protect yourself against lawsuits, you need a landlord liability policy. This coverage can protect you against serious loss in the event of:

• Personal injury suits
• Wrongful entry charges
• Wrongful eviction suits
• Slander and libel accusations

Additionally, if you hire contractors or maintain staff to work on your rental property, you may wish to consider surety bonds and workers compensation coverage. Insurance requirements and product availability vary by state.

Rental Property Insurance
Although your tenants should carry renters insurance to protect against damage to your property by them or their guests, you also need to have rental property insurance on your buildings. Yess First offers a complete menu of insurance options for landlords and property management companies. These include:

• Insurance policies for single-family homes, duplexes, and apartment buildings
• Coverage for outbuildings, pools, sheds, and other property
• Business personal property coverage
• Data storage protection and cyber liability insurance
• Commercial vehicle coverage for cars and trucks used for business as well as golf carts, riding mowers, and other motorized machinery
• Coverage for vacant dwellings

As a property owner, you have the potential to make a lot of money by renting to others. However, without the right insurance policy, you could lose everything. Don’t waste time worrying about things you can’t control. Instead, get a free quote from Yess First right away.